Payment Plans David Jones Amex Cards Existing Members Card Benefits Card Rewards PAYMENT PLANS Managing Your Card Terms & Conditions American Express The wait is over. Own what you want, without the wait, thanks to a range of payment plan options. Partnership Update FAQs Partnership Update FAQs David Jones Amex Cards Existing Members Card Benefits Card Rewards PAYMENT PLANS Managing Your Card Terms & Conditions Enjoy your dream purchase, sooner Take advantage of our payment plans that allow you to own now and pay later. Manage your expenses with deferred payments or equal monthly repayments over time for purchases made at David Jones. Available only when you use your David Jones American Express Card or David Jones Storecard. 3 Months Pay Later5 Enjoy it now, with no interest and nothing to pay for 3 months when you use your David Jones American Express Card or David Jones Storecard and spend $50 or more, in one transaction at David Jones. No deposit No interest or repayments for 3 months After 3 months, the plan amount will be added to your standard balance for payment on your next statement 12 Months Interest Free3 With no interest and 12 equal monthly instalments, you can enjoy what you want sooner when you use your David Jones American Express Card or David Jones Storecard and spend $500 or more, in one transaction at David Jones. No deposit 12 equal monthly instalments from your next statement with no interest $35 establishment fee for each new plan $2.95 monthly account keeping fee for each active plan 5 Years Interest Free3 With no interest and 60 equal monthly instalments, enjoy those larger purchases sooner when you use your David Jones American Express Card or David Jones Storecard and spend $1000/ or more, in one transaction at David Jones. No deposit 60 equal monthly instalments from your next statement with no interest $35 establishment fee for each new plan $2.95 monthly account keeping fee for each active plan Take advantage of our interest free payment plans now, instore and online today. Payment Plan Terms and Conditions 3 Months Pay Later 3 Months Pay Later option is available to David Jones American Express and David Jones Storecard Card Members where the minimum spend is $50 or more, in a single transaction. This promotion is available across all departments with no deposit, no interest and account keeping fees. Payment is deferred for a three month period, after which time the plan amount will be added to your standard balance for payment on your next statement. You may withdraw this request at any time, however, in doing so, you acknowledge and agree that American Express may terminate your credit plan and move the outstanding balance to your standard plan. Credit provided by American Express Australia Limited (ABN 92 108 952 085) Australian Credit Licence No. 291313. 12 Months Interest Free Plan No deposit, no interest with equal monthly payments for 12 months starting from your next statement. Available to David Jones American Express and David Jones Storecard Card Members where the amount purchased is $500 or more, in a single transaction. A $35 establishment fee will be applied to your next statement and an account keeping fee of $2.95 will be applied each month for each active payment plan. You agree that when you request an instalment credit option, part of your minimum payment will be applied to the credit plan monthly instalment. You understand that you may pay an amount or rate of interest greater than required under section 133BQ of the National Consumer Credit Protection Act 2009. You may withdraw this request at any time. However, in doing so, you acknowledge and agree that American Express may terminate your credit plan and move the outstanding balance to your standard plan. Credit provided by American Express Australia Limited (ABN 92 108 952 085) Australian Credit Licence No. 291313. 60 Months Interest Free Plan No deposit, no interest with equal monthly payments for 60 months starting from your next statement. Available to David Jones American Express and David Jones Storecard Card Members where the amount purchased is $1,000 or more, in a single transaction. A $35 establishment fee will be applied to your next statement and an account keeping fee of $2.95 will be applied each month for each active payment plan. You agree that when you request an instalment credit option, part of your minimum payment will be applied to the credit plan monthly instalment. You understand that you may pay an amount or rate of interest greater than required under section 133BQ of the National Consumer Credit Protection Act 2009. You may withdraw this request at any time. However, in doing so, you acknowledge and agree that American Express may terminate your credit plan and move the outstanding balance to your standard plan. Credit provided by American Express Australia Limited (ABN 92 108 952 085) Australian Credit Licence No. 291313. Frequently Asked Questions Do I need to pay fees for a payment plan? Depending on which payment plan you choose, you may need to pay an establishment fee and accounting keeping fee. For the 12 Months and 5 Years Intrest Free Plans, a $35 establishment fee and a $2.95 monthly account keeping fee applies for each plan. Each payment plan also comes with a minimum spend criteria and late payment fees apply. Do I pay interest on a payment plan? No, interest is not payable on payment plans during the interest fee period. Am I eligible for a payment plan? Any Card Members holding a Storecard or David Jones American Express Card is eligible for payment plans if their account is in good standing and they have met the minimum spend criteria. Do I have to set up my payment plan before I make a purchase? If shopping in store, the David Jones staff member can select the payment plan option at the point of sale if you have met the minimum spend criteria for the plan. If shopping online and you have met the minimum spend criteria for the plan, click on the Interest Free Plans on the payment page and select the one that you are eligible for. -approx
