Compare Cards

There are a few differences between the two Credit Cards:

• The amount of points you earn when you shop at David Jones.
• The complimentary benefits that come with each Credit Card.
• The annual fee.

The David Jones American Express Card has an annual fee of $99 and includes all of our standard benefits.

The David Jones American Express Platinum Card has an annual fee of $295 and includes all the benefits of the David Jones American Express Card, plus a range of premium extras such as more points² for your spend at David Jones, added complimentary benefits such as Complimentary Travel Insurance⁸.

Also included are two Complimentary entries per calendar year to use at the American Express Lounge at Sydney or Melbourne International Airports¹⁹.

For a full breakdown, refer to the comparison table.

The amount of points you earn depends on which Credit Card you have and where you shop.

With the David Jones American Express Card , you can earn:

• 2 Membership Reward Points per dollar spent at David Jones.
• 3 Membership Reward Points per dollar spent at major supermarkets and petrol stations.
• 1 Membership Reward Point per dollar spent everywhere else.

With the David Jones American Express Platinum Card, you can earn:

• 4 Membership Reward Points per dollar spent at David Jones.
• 3 Membership Reward Points per dollar spent at major supermarkets and petrol stations.
• 1 Membership Reward Point per dollar spent everywhere else.

With a David Jones American Express Card you can:

• Treat yourself to the things you love sooner via our rewards point program, that makes earning and redeeming points easy
• Elevate your shopping experience with a range of exclusive benefits and offers¹
• Own now and pay later with our 3 Months Pay Later plan⁵
• Choose from one of our interest free payment options³

Yes, you can. Own now and pay later with our 3 Months Pay Later plan⁵ or choose from one of our interest free payment options³.

Choose to defer repayments for 3 months or make equal monthly repayments over 12 months or 5 years with our Interest Free payment options. Minimum spends and T&Cs apply.

Yes, you do. The type of insurance you get depends on which Credit Card you choose.

With the David Jones American Express Card you get access to:

• Card Purchase Cover⁸, protecting goods for 90 days if they are stolen.
• Refund Protection⁸ (Reimbursement for purchases within 90 days, if you are experiencing trouble getting a refund).

With the David Jones American Express Platinum Card you get access to:

• Complimentary Travel Insurance when booking a trip with your Card. To be eligible, you must be an Australian resident, be 79 years of age or younger when making your qualifying travel purchase and your trip must commence and end in Australia.⁸
• Card Purchase Cover⁸ (Protecting goods for 90 days if they are stolen).
• Buyers Advantage Insurance⁸ (Extends manufacturer’s warranty by up to 12 months).
• Refund Protection⁸ (Reimbursement for purchases within 90 days, if you are experiencing trouble getting a refund).

The annual fee for the David Jones American Express Card is $99 p.a.

The annual fee for the David Jones American Express Platinum Card is $295 p.a.

The interest rate for both Credit Cards is 23.99% p.a. on purchases⁹.

Yes, you can get Additional Credit Cards¹⁰.

With the David Jones American Express Card , you can get Additional Credit Cards for $29 p.a. per Credit Card, with no fee for new Additional Card Members in the first year.

With the David Jones American Express Platinum Card, you can get up to four Additional Credit Cards for no fee, with any extra Credit Cards for $99 p.a.

You get up to 44 interest free days on both Credit Cards¹¹.

Follow these steps to apply for a David Jones American Express Card:

1. Check that you meet all the eligibility requirements.
2. Apply in-store or online.
3. Your application should take less than 10 minutes to complete. You will receive a response in less than 60 seconds.

Visit the login page and enter your User ID and password to log in to your Account.

View our full Terms & Conditions here for full details.

Use your points your way with a wide range of rewards. Choose to shop with points¹² online at davidjones.com or redeem your points for David Jones gift cards¹³. You can also redeem points for travel¹⁴.

Members can log in to their American Express Account to see how many points they have and what they can redeem them for.