Payment Plan Terms & Conditions

12, 18, 24, 36 & 48 months Interest Free Plans

12, 18, 24, 36 & 48 months Interest Free PlansRequires no deposit and is repayablein either 12, 18, 24, 36 or 48 equal monthly instalments depending on the plan, with the first payment starting from your next statement. A $35 Establishment Fee will becharged on your next statement. An accountkeeping fee of $2.95 per month will alsobe charged on every new Interest Freeoption taken out. Credit provided byAmerican Express Australia Limited (ABN 92 108 952 085) Australian Credit Licence No. 291313. You agree thatwhen you request an instalment creditoption, part of your minimum paymentwill be applied to the credit plan monthlyinstalment. You understand that you maypay an amount or rate of interest greaterthan required under section 133BQ of the National Consumer Credit ProtectionAct 2009. You may withdraw this request at any time. However, if you withdraw your request to apply payments to your credit plan monthly instalment as described above, you acknowledge and agree that we may terminate your credit plan and move the outstanding balance to your standard plan. 

3 Months Interest Free

Requires no deposit and is repayable in 3 equal monthly instalments, starting from your next statement. An account keeping fee of $2.95 per month will be charged on every new Interest Free option taken out. Credit provided byAmerican Express Australia Limited (ABN 92 108 952 085) Australian Credit Licence No. 291313. You agree thatwhen you request an instalment creditoption, part of your minimum paymentwill be applied to the credit plan monthlyinstalment. You understand that you maypay an amount or rate of interest greaterthan required under section 133BQ of the National Consumer Credit ProtectionAct 2009. You may withdraw this request at any time. However, if you withdraw your request to apply payments to your credit plan monthly instalment as described above, you acknowledge and agree that we may terminate your credit plan and move the outstanding balance to your standard plan. 

Christmas Option - Active 1 NOV to 24 DEC

The Christmas Deferred Payment Option is a deferred payment promotion available for purchases made instore at David Jones Australian stores or online at davidjones.com.au on a David Jones American Express Card or the David Jones Storecard between 1 November and 24 December. Details of this transaction will show on your next statement but no payment or interest applies until your February statement. Credit provided by American Express Australia Limited ABN 92 108 952 085. Australian Credit Licence No. 291313. 
Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions.